Terms of Use

Terms of Use

Last Updated: March 2026

Welcome to Crezus Capital (crezuscapital.com). These Terms of Use constitute a legal agreement between you and Crezus Capital (“Company,” “we,” “us,” or “our”). By accessing, browsing, or using this website and its services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

1. Eligibility and Account Registration

To use Crezus Capital, you must:

• Be at least 18 years of age or the legal age of majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Not be prohibited from accessing financial services by applicable law
• Reside in a jurisdiction where access to our services is legally permitted

When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account by contacting contact@crezuscapital.com.

We reserve the right to refuse service, terminate accounts, or restrict access to any user who violates these Terms of Use or any applicable laws.

2. Service Description

Crezus Capital is a free financial research and information platform based in Belgium. Our services include:

• Market data and financial analysis tools
• Crezus Score proprietary analysis
• Educational content and Academy resources
• Newsletter subscription services
• Digital shop featuring books, educational materials, and merchandise
• Startup submission and profile platform
• Broker comparison tools with affiliate relationships
• Free and Pro tier user accounts

Services may be modified, suspended, or discontinued at our discretion with or without notice.

3. Important Disclaimer: Not Financial Advice

Crezus Capital is NOT a licensed financial advisor, investment firm, or brokerage. We are NOT authorized under MiFID II (Markets in Financial Instruments Directive). We do NOT provide personalized investment advice, recommendations, or portfolio management services.

All content, data, analysis, tools, and materials on this platform are provided for informational and educational purposes only. Nothing on Crezus Capital should be construed as:

• Investment advice or a recommendation to buy, sell, or hold any financial instrument
• A personalized assessment of your financial situation or needs
• A guarantee of future results or performance
• Advice to enter into any financial transaction
• An offer or solicitation to purchase or sell securities or investments

All information is provided “as is” without warranty. Past performance does not guarantee future results. Financial markets are subject to volatility and unpredictable factors. Any financial decisions you make are entirely your own responsibility, and you should consult with a qualified, licensed financial advisor before making investment decisions.

4. User Responsibilities and Acceptable Use

As a user of Crezus Capital, you agree to:

• Use the platform only for lawful purposes and in compliance with all applicable laws and regulations
• Not engage in illegal activities, including but not limited to insider trading, market manipulation, or fraud
• Not attempt to gain unauthorized access to our systems, data, or other users’ accounts
• Not reverse engineer, decompile, or attempt to derive the source code of our proprietary tools and analysis
• Not transmit viruses, malware, or any code of destructive nature
• Not engage in harassment, abuse, defamation, or discrimination against other users or the Company
• Not spam, phish, or engage in any deceptive practices
• Not scrape, crawl, or systematically download our content without permission
• Not use our platform to promote illegal financial products or schemes
• Not misrepresent your identity or affiliation with any person or organization

Any violation of these terms may result in immediate account suspension or termination without refund.

5. Intellectual Property Rights

All content on Crezus Capital, including but not limited to text, graphics, logos, images, data, software, tools, analysis, the Crezus Score, and overall design, is the exclusive property of Crezus Capital or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and view the content for personal, non-commercial use only. You may not:

• Copy, reproduce, or distribute any content without explicit written permission
• Modify, adapt, or create derivative works based on our content
• Use our content for commercial purposes without a separate license agreement
• Remove any copyright, trademark, or proprietary notices
• Republish our analysis, data, or tools on third-party platforms

Your submissions, comments, or user-generated content remain your property, but by posting them on Crezus Capital, you grant us a perpetual, worldwide, royalty-free license to use, reproduce, modify, and distribute such content.

6. Third-Party Links and Affiliate Relationships

Crezus Capital may contain links to third-party websites, brokers, and services. We are not responsible for the content, accuracy, or practices of external websites. Our inclusion of links does not constitute an endorsement of any third party.

Affiliate Disclosure: Crezus Capital has affiliate relationships with certain brokers and financial service providers featured in our broker comparison tools and recommendations. We may receive compensation when you access these services through our links. This compensation does not influence the accuracy of our information, but you should be aware of these relationships. We encourage you to conduct independent research before engaging with any broker or service provider.

Clicking external links is at your own risk, and you agree to review the privacy policies and terms of service of any third party before providing personal information or engaging in transactions.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY BELGIAN LAW, CREZUS CAPITAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages, including lost profits or loss of data
• Any errors, inaccuracies, or omissions in our content or services
• Any technical issues, downtime, or interruptions to service access
• Financial losses, investment losses, or damages resulting from reliance on our platform
• Actions or inactions of third parties, including brokers or other service providers
• Unauthorized access to your account or data breaches beyond our reasonable control

Our total liability to you for any claim arising from these Terms of Use or your use of Crezus Capital shall not exceed the amount you have paid to us in the past 12 months, or EUR 100 if you have not paid any fees.

Some jurisdictions do not allow the limitation or exclusion of liability, so these limitations may not apply to you. In such cases, our liability shall be limited to the maximum extent permitted by applicable law.

8. Disclaimer of Warranties

Crezus Capital is provided “as is” and “as available” without warranties of any kind, either express or implied. We make no representations regarding:

• The accuracy, completeness, or timeliness of our data and analysis
• The reliability or uninterrupted availability of the platform
• The absence of defects, viruses, or harmful code
• The fitness of our services for any particular purpose
• Future financial performance or market movements

We do not warrant that our platform will meet your expectations or that any errors will be corrected.

9. Payment and Pro Tier

Certain premium features are available through our Pro tier subscription. By purchasing a Pro subscription, you agree to pay the stated fees according to the billing cycle you select. Payments are processed securely, and you authorize us to charge your payment method.

Pro subscriptions renew automatically unless you cancel before the renewal date. You can manage or cancel your subscription at any time through your account settings.

All fees are non-refundable except where required by applicable law. If you dispute a charge, you must notify us within 30 days of the transaction.

10. Data Privacy

Your use of Crezus Capital is also governed by our Privacy Policy, which is incorporated by reference into these Terms of Use. Please review our Privacy Policy to understand our practices regarding the collection, use, and protection of your personal data.

By using Crezus Capital, you consent to the collection and processing of your personal data as described in our Privacy Policy.

11. Termination

We may terminate your account and access to Crezus Capital at any time, with or without cause, and with or without notice, including if:

• You violate any provision of these Terms of Use
• You engage in illegal or fraudulent activity
• We determine that your account poses a risk to the platform or other users
• We discontinue the service or your access tier

Upon termination, your right to access Crezus Capital ceases immediately. We are not liable for any consequences of account termination. Sections of these Terms of Use that should survive termination (including limitation of liability, intellectual property, and dispute resolution) shall remain in effect.

12. Modification of Terms

Crezus Capital reserves the right to modify these Terms of Use at any time. Changes become effective upon posting to this page. Your continued use of the platform after any modification constitutes your acceptance of the updated terms.

We encourage you to review these Terms of Use periodically to stay informed of any changes. If you do not agree with any modifications, your sole remedy is to discontinue use of the platform.

13. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Belgium, without regard to its conflict of law principles. You agree that any legal proceeding, claim, or dispute arising from these Terms of Use or your use of Crezus Capital shall be subject to the exclusive jurisdiction of the courts located in Brussels, Belgium.

You consent to the personal jurisdiction of these courts and waive any objection to venue in these forums.

14. Dispute Resolution

Before initiating formal legal proceedings, you agree to attempt to resolve any dispute with Crezus Capital through good-faith negotiation. If negotiation is unsuccessful within 30 days, either party may pursue legal remedies in accordance with Section 13 above.

For complaints, please contact us at contact@crezuscapital.com with a detailed description of the issue and any supporting documentation.

15. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid under applicable law, such provision shall be severed, and the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.

16. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Crezus Capital regarding your use of the platform and supersede all prior understandings, agreements, and negotiations, whether written or oral.

17. Contact Information

If you have questions about these Terms of Use, need to report a violation, or wish to contact us regarding your account or our services, please reach out to:

Crezus Capital
Email: contact@crezuscapital.com
Website: crezuscapital.com
Jurisdiction: Belgium

We will make reasonable efforts to respond to your inquiry within 10 business days.